1.  Personal Information Which We Collect About You:

For business purposes, we must collect and maintain accurate information about you.  We obtain this information from forms which you submit to us, and from your dealings with us.

For Example:

We may collect information such as your name, address, e-mail address, and telephone/fax numbers through forms which you submit to us.

If you interact with us through our web sites, we may collect information which you provide directly though online communications, such as an email address.  We may also collect information about your Internet service provider, your domain name, your computer's operating system and web browser, and your use of our web site. 

2.  When Do We Disclose Personal Information Which We Collect About You?

To provide you with the products and services you request, to serve you better and to manage our business, we may disclose personal information we collect about you to other Magic companies and to non-affiliated third parties as required or permitted by law.

a.  Information Which We Disclose To Other Magic Companies:

In order to manage your account(s) effectively, including servicing and processing your transactions, to let you know about products and services offered by us and other Magic companies, and as otherwise required or permitted by law, we may disclose personal information about you to other Magic companies.

b.  Information Which We Disclose To Third Parties:

We do not disclose personal information which we collect about you to non-affiliated third parties except to enable them to provide marketing or other services on our behalf, to perform joint marketing agreements with financial institutions, or as otherwise required or permitted by law.

For Example:

Some instances where we may disclose information about you to third parties include:  for servicing and processing transactions, to protect against fraud, for institutional risk control, to respond to judicial process or to perform services on our behalf.  When we share personal information about you with these companies, they are required to limit their use of personal information to the particular purpose for which it was shared and they are not allowed to share personal information with others except to fulfill that limited purpose.

3.  How Do We Protect The Security and Confidentiality of Personal Information Which We Collect About You?

We maintain physical, electronic and procedural security measures to help safeguard the personal information we collect about you.  We have internal policies governing the proper handling of client information.  Third parties that provide support or marketing services on our behalf may also receive personal information about you, and we require them to adhere to confidentiality standards with respect to such information.